Optima Tax Relief’s pricing comes in two parts. Which Account Fits You Best? Personal Loan Vs. Line Of Credit: Which Is Better? All services with Optima Tax Relief start with its Investigation Phase, which costs $495. Is Refinancing Your Student Loan Worth It? Optima Tax Relief is a tax resolution firm independent from the IRS. Yeah, I get it. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. You probably had a good reason for skipping past returns. The company was founded in 2011 and offers tax relief services to individuals and businesses in 47 states (and Washington, DC). SuperMoney.com is an independent, advertising-supported service. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Complete Guide for Motorcycle and ATV Insurance, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Optima Tax Relief was first mentioned on PissedConsumer on Feb 28, 2015 and since then this brand received 20 reviews.. Optima Tax Relief ranks 19 of 211 in Taxes category. Optima Tax Relief’s fees vary depending on the type and complexity of the services required. First, they can take a big weight off your shoulders. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Here’s the first big question: are your tax returns filed and up to date? Tax relief expert (and former IRS revenue officer) Jeffrey McNeal says when he processed offers, he saw tons of mistakes made on the forms, even when prepared by CPAs and enrolled agents! Calling Optima won’t make your tax troubles disappear. ... we found other sites say that the average fee for services is … Optima offers all tax relief options except for asset seizure negotiation. Business Loans for New Businesses: What You Need To Know ? Copyright 2020 SuperMoney, LLC. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness, Compare Home Equity Lines of Credit Reviews, Complete Guide To Home Equity Lines of Credit (HELOC). This money-back guarantee ONLY applies to the fee … A University of Nottingham study found anxiety and depression often go hand-in-hand with carrying debt, particularly if you struggle with paying off what you owe. Reverse Mortgages: When Do They Make Sense? It's quick, easy, and won't cost you anything. Whatever the case, know these two things: Getting up to date on your past returns isn’t going to be cheap. Once you start an installment plan, you will have a harder time qualifying for a debt reduction request later. If you have tax debt, give yourself a break. That's right, less than a thousand dollars. Taxpayers with less than $10,000 in tax debt may benefit from a debt consolidation loan or credit counseling services. Related Article : Pros & Cons of Working with Optima Tax Relief So be sure to. According to Optima Tax Relief, the average customer will pay $4,000 in fees. But Optima knows the truth, and they’ll advocate on your behalf. How to Use a Personal Loan to Build Credit. If an installment plan is your best course of action, Optima will know. Recommendation score measures the loyalty between a provider and a consumer. But it doesn’t have to cost you an arm and a leg, either. † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. It's at 100% if everybody recommends the provider, and at -100% when no one recommends. Getting a Mortgage With a Smaller Down Payment and No PMI. Complete Guide to Personal Lines of Credit. Generally, costs can average between $2,000 and $5,000 to have Optima sort out your tax situation from start to finish. All rights reserved. The court has a filing fee for almost everything. Get Better Rates With A Higher Credit Score! ©2020 Credit Knocks is a Trademark of Credit Knocks LLC. See if you qualify for student loan refinancing and compare real time offers. What Are Collateral-Free Unsecured Business Loans? Optima considers the complexity of your financial situation, including how much you owe in back taxes … Optima Tax Relief will only consider customers with at least $10,000 in tax debt. Optima Tax Relief, LLC will refund monies paid under the Optima Tax Relief Client Agreement within the first 15 calendar days without any penalty or obligation. Yes, Optima Tax Relief offers flexible payments so you don't have to pay their fees as a lump sum. However, they will consider these cases when the taxpayer is at risk of defaulting on the installment agreement. Would you recommend Optima Tax Relief to your friends? Then, they’ll present you with the options for which you qualify. Currently not Collectible (or CNC), means the IRS has determined you don't have the assets or the income to repay your tax debt. Optima Tax Relief is a tax relief company based in Santa Ana, CA. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Advertiser Disclaimer - Some links on this page may pay us advertising fees. The overall rating of the company is 2.0 and consumers are mostly dissatisfied.. Your email address will not be published. If your a poor sucker like me and signed on without reviewing the testimonials 1. stop paying … Can a First-Time Home Buyer Get a Jumbo Loan? What Are Different Types of Credit Cards? We will gather as much information from you as necessary and work with tax authorities to give you the best chance of reducing your tax … All financial products and services are presented without warranty. Instead of paying $2,000 to $5,000 for tax debt relief help, you may end up paying closer to $7,500. Who does the work: Optima Tax Relief assigns you a case … If you owe less than $10,000, you can probably get on the phone with the IRS to set up a payment plan all by yourself. So be sure to ask an expert for help. Of course, this is a firm that has a staff of 400 employees, 12 tax … Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. A flat fee for the total service. Ultimately, whether Optima is worth it depends on a few things: The company offers a free consultation. It is one of the esteemed names in the tax relief … After 9 months and almost $13,000 in service fees paid to Optima … Read about Optima Tax Relief regarding services provided, information on pricing, satisfaction guarantees and more. Thank you, Optima … So, instead of sitting around wondering if you’re doing the right thing, you can take a deep breath knowing the pros have got you covered. Can I really afford to hire a professional tax debt relief company? See if you qualify for tax relief. The Optima website doesn’t list the investigation fee but, based on customer reviews in the past year, the going rate seems to be around $500. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. We discovered that the he was not only eligible for a Currently Non Collectible status but we were able to complete an Offer in Compromise for $100, saving them $22,340. I am a very happy Optima Tax Relief… I am a very happy Optima Tax Relief customer. Is It Okay to Open and Close Bank Accounts? I received "5 star" superb customer service via emails and telephone calls during 2019 and 2020. Why Should You Get a Business Credit Card? Fees will vary depending on the complexity of the case, but this is … SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products. Here’s what you might expect. Do Private Student Loans Have a Statute of Limitations? Does Refinancing Your Car Loan Hurt Your Credit Score? The cost of hiring Optima Tax Relief ranges from $1,900 to $9,995. The company employs on-premises licensed tax … How to Find a Money Transfer Service Near Me? To get to the point of things I had a tax debt with penalties and late filing fees that topped $46,000 and Optima tax relief got it settled for $900!! How Your Bank Account Affects Your Credit, What You Didn't Know About Using Debit Cards. Many tax relief firms use the term “flat fees.” Flat fees can refer to two things. Please write a review to submit your vote, Complete Guide to Certificates of Deposit. Please explain your vote by sharing your experience. All rights reserved. Our team is on hand to provide … In case your tax debt amount is at least $10,000, Optima Tax Relief can truly give you tax relief by putting you on a more solid support. This money-back guarantee ONLY applies to the fee … 8% of all U.S. taxpayers are delinquent. These illnesses can, in turn, make it difficult to function day to day. Comprised of Tax Professionals with over 25 years of experience, Optima Tax Relief is a full service Tax Resolution firm that can handle almost any IRS or State Tax Issue. Once the investigation is complete, Optima Tax Relief charges an additional fee for its services. Amy is a personal finance expert and freelance writer and owner of Early Morning Money, She has bachelor degrees in business administration and legal studies, and her work has been featured on The Huffington Post, Money Tips, and many other personal finance publications. Recent recommendations regarding this business are as follows: "Stay away from Optima… Wondering how Optima might help you negotiate a settlement? Home Equity Loan vs. Line of Credit: Which Should You Choose? Fees vary depending on the size and complexity of each case. Owing the IRS money can be a daunting and binding financial experience, but the Optima Tax Relief system has helped thousands resolve their IRS debt issues.Following the free consultation, Optima Tax Relief representatives will conduct an investigation where communication with the IRS is established. Complete Guide to Credit Monitoring Tools, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Read and … If your taxes are already up to date, you can breathe a sigh of relief. Optima Tax Relief is a tax resolution firm independent from the IRS. Are you thinking about working with Optima Tax Relief but not sure if it’s worth it? First, they’ll come up with a flat fee to investigate your case. Thanks to Optima Tax Relief, I can rest easy knowing I am square with the Fed. Getting a Business Loan When You Have Bad Credit. We recommend you speak to an expert to see if you qualify for tax relief first. Optima Tax Relief gathered all of their pertinent financial information and completed a thorough investigation of their situation. Then, they’ll negotiate a fair settlement to relieve you of your tax debt by making an Offer in Compromise. We do not assume tax debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice. GUARANTEE DISCLAMER: **Optima Tax will refund monies paid under the Optima Tax Client Agreement within the first 15 calendar days without any penalty or obligation. Should You Use a HELOC to Pay Off Credit Card Debt? Savings vs. Money Market? How To Invoice International Clients Without Losing Money In Fees, Opening a Joint Account: The Definitive Guide, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. When the IRS steps in to take your money or puts a lien on your property, you shouldn’t wait to take action. Keep in mind that negotiating with the IRS can be tricky. These include: Optima Tax Relief deals with personal AND business tax relief cases. In other words, resolving everything from soup to nuts, including tax preparation for an IRS or state issue. How Prepaid Debit Cards Can Help You Budget, How Auto Insurance Works? Because you might get a monthly payment you can’t afford. Cost of Optima Tax Services: Is It Worth It? Optima Tax Relief employs tax attorneys, enrolled agents, and CPAs. Get a free consultation with a tax relief expert to see if you qualify today. Additional Information: If the consumer requires additional assistance from Optima Tax Relief, please contact them directly at 1-800-965-3192 or by emailing them at bbb@optimataxrelief.com. Note that Optima Tax Relief will only accept CNC cases that are less than 12 months from expiration. Getting tax relief from a legitimate company like Optima isn’t free. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, Complete Guide to Student Loan Refinancing, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. From there, how much more you pay depends on your situation. My husband and I contacted Optima Tax Relief in Feb 2019 and they assured us that they could help us after charging us a $500 fee to review our taxes. You see… the IRS thinks anyone who owes that much in taxes must have a pretty good income. Required fields are marked. Optima Tax Relief will consider installment agreements cases. Optima Tax Relief Review. Related Article : Once you start an installment plan, you will have a, Tax relief expert (and former IRS revenue officer), says when he processed offers, he saw tons of mistakes made on the forms, even when prepared by CPAs and enrolled agents! Optima Tax Relief Overview. You get to talk to a senior tax pro to decide if they can help without paying anything out of pocket. Find Your Best Match for Student Loan Refinancing. Consolidating vs. Your email address will not be published. Maybe you couldn’t track down some of your records or had a personal hardship. Although competitive, these prices are not the lowest you will find. Some tax attorneys specialize in one or the other. I paid Optima Tax Relief $2790.00 to negotiate my 2018 taxes down, but they did not make a single attempt. Get a free consultation from a leading tax expert. Summary: Complete Guide, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Pros & Cons of Working with Optima Tax Relief. Some of the offers that appear on this site are from companies from which Credit Knocks receives compensation. Learn About Our Money Back Guarantee Tax Relief Settlement Service - California HQ offers a money-back guarantee designed to help you avoid wasting money on ineffective tax services.  Optima Tax Relief offers a free consultation to help you negotiate tax debt with the IRS, but how much does it cost to work with Optima afterward, and is it worth it? They’ll open up lines of communication with the IRS and start figuring out what your options are. They can even help you remove the lien from your credit report. Get more info on Optima Tax Relief site! What comes after that is less certain in terms of price — fees range from $1,500 to $4,000 on average and vary case by case. Optima Tax Relief will consider currently not collectible cases. Based in California and founded in 2010, Optima Tax Relief provides tax liability investigation and resolution proposal, tax preparation, and tax settlement and negotiation services. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. The company has an initial investigation fee to begin researching the customer's tax issues. If you are five years behind on payment and owe $35,000 in back taxes, Optima Tax charges anywhere from $2,000 to $5,000 to resolve the IRS tax debt. After you hand over the initial fee, Optima will get to work on your case. Compare real offers from multiple lenders. Optima tax Relief from a legitimate company like Optima isn ’ t free knows truth. Wo n't cost you anything $ 9,995: which should you Use a HELOC to pay off Credit Card?. % when no one recommends licensed tax … '' Our # 1 Recommended tax debt how dire situation! Company names are trademarks™ or registered® trademarks of their respective holders receives compensation you will find, can! But after that, you move onto the investigation Phase 51,000 tax bill to $ 7,500 they. 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